This email will serve as a confirmation that I accepted both the terms of electronic delivery and the documents that you emailed me, ( mpratt2@commonwealth.com ) on 1/25/2023 9:24:23 AM :
Company NameFund NameClassDocument Type
American Funds American Mutual Fund 027681824 Class F-2
Prospectus
The Bond Fund of America 097873822 Class F-2
Prospectus
Capital World Bond Fund 140541822 Class F-2
Prospectus
Calamos Market Neutral Income Fund I and R Shares 128119880 Class I
Prospectus
T. Rowe Price Financial Services Fund 77954N103 Investor
Prospectus
International Discovery Fund 77956H302 Investor
Prospectus
Cohen & Steers Realty Shares, Inc. 192476109 Class L
Prospectus
Fidelity Advisor Small Cap Value Fund 316389295 Class Z
Prospectus
BlackRock Emerging Markets Fund, Inc. 09251J402 Institutional
Prospectus
Federated Institutional High Yield Bond Fund Institutional Shares 31420B300 Institutional Shares
Prospectus
Fidelity Blue Chip Growth Fund 316389303
Prospectus
Low-Priced Stock Fund 316345305
Prospectus
BlackRock Event Driven Equity Fund 09250J734 Institutional
Prospectus
Mid-Cap Growth Equity Portfolio 091928861 INSTITUTIONAL
Prospectus
Fidelity Advisor Health Care Fund 315918193 Class Z
Prospectus
Cohen & Steers Global Infrastructure Fund, Inc. Institutional Shares 19248B404 I
Prospectus
Buffalo Funds International Fund 119530509
Prospectus
Janus Global Technology and Innovation Fund Fund 471023663 T
Prospectus
Columbia Overseas Value Fund 19766P884 Advisor Class
Prospectus
Guggenheim Limited Duration Fund 40168W483 Institutional Class
Prospectus
American Beacon AHL Managed Futures Strategy Fund 024525651 INVESTOR CLASS
Prospectus
Fidelity Government Money Market Fund-Capital Reserves Class 31617H508 Capital Reserves Class
Prospectus
Inflation-Protected Bond Index Fund Institutional Premium Class 31635T104 Institutional Premium Class
Prospectus
Victory Floating Rate Fund 92647K549 Class Y
Prospectus
American Funds Emerging Markets Bond Fund 02631F505 Class F-2
Prospectus
American Beacon ARK Transformational Innovation Fund 024526105 Y Class
Prospectus
BlackRock Systematic Multi-Strategy Fund 09260C307 Institutional
Prospectus
Fidelity Advisor Utilities Fund Class Z Shares 315918151 Class Z
Prospectus
Invesco Gold & Special Minerals Fund 00143N735 Class Y
Prospectus
Buffalo Funds Small Cap Fund 119804102
SAI
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Mutual Fund, 529 Plan Share Class, and Out-of-State Information
The following information is offered as a reminder to those owners of applicable mutual fund or 529 college savings plan accounts.


Class A share purchases are subject to an initial sales charge of a percentage of the offering price and may be subject to 12b-1 expense fees. Class A shares generally have lower annual distribution and service (12b-1) fees than other share classes and may offer a reduced sales charge through Rights of Accumulation (ROA) or a Letter of Intent (LOI). An LOI is a written promise to purchase a specific dollar amount of mutual fund shares over a period of time, usually 13 months. In exchange, the fund company applies a lower front-end sales charge to all purchases of A shares. ROA permit the pooling of assets invested in a fund family among individuals who are related to one another, qualifying them for reduced sales charges when the combined investment reaches a breakpoint.

Class B share purchases are not subject to any initial sales charge or load. Purchases are subject to a declining surrender charge over a period of years and incur higher 12b-1 fees than A shares. Reduced sales charges available through ROA or LOI are not an option through B share purchases. Redemptions prior to expiration of the surrender period may be subject to a charge of a certain percentage known as a contingent deferred sales charge (CDSC) or surrender charge.

Class C share purchases may not be subject to an initial sales charge, but on an ongoing basis will have higher 12b-1 expense fees and may be assessed a CDSC if redeemed within a specific period of time, usually within one to one-and-one-half years of purchase. Purchases of C shares in 529 plans will generally not be permitted by Commonwealth if the beneficiary’s investment time horizon is more than six years.

Out-of-State 529 Information
Depending upon the laws of the home state and the laws of the designated beneficiary’s state, favorable state tax treatment or other benefits offered by such home state for investing in 529 college savings plans may be available only if investment is made in the home state’s 529 college savings plan. Any state-based benefit offered with respect to a particular 529 college savings plan should be one of many appropriately weighted factors to be considered in making an investment decision. Consultation with a financial, tax, or other advisor to learn more about how state-based benefits (including any limitations) would apply to specific circumstances, and contacting a home state plan or any other 529 college savings plan to learn more about the features, benefits, and limitations of that state’s 529 college savings plan, may be considered.

Securities and insurance products offered may lose value, are not bank or credit union deposits, not FDIC-insured, not NCUA-insured, not NCUSIF-insured, not insured by any government agency, and not endorsed or guaranteed by Commonwealth Financial Network or your Registered Representative.