This email will serve as a confirmation that I accepted both the terms of electronic delivery and the documents that you emailed me, ( cantor@financialtec.com ) on 11/9/2023 2:40:49 PM :
Company Name
Fund Name
CUSIP
Class
Document Type
American Funds
EuroPacific Growth Fund
298706821
R6
Summary Prospectus
Washington Mutual Investors Fund
939330817
R-6
Summary Prospectus
The Income Fund of America
453320814
Class R-6
Summary Prospectus
The Growth Fund of America
399874817
Class R-6
Summary Prospectus
U.S. Government Securities Fund
026300814
Class R-6
Summary Prospectus
SMALLCAP World Fund
831681812
Class R-6
Summary Prospectus
Capital World Bond Fund
140541814
Class R-6
Summary Prospectus
American High-Income Trust
026547810
Class R-6
Summary Prospectus
Capital Income Builder Fund
140193822
Class R-6
Summary Prospectus
2035 Target Date Retirement Fund
02630T340
Class R-6
Summary Prospectus
2030 Target Date Retirement Fund
02630T332
Class R-6
Summary Prospectus
2040 Target Date Retirement Fund
02630T357
Class R-6
Summary Prospectus
2025 Target Date Retirement Fund
02630T324
Class R-6
Summary Prospectus
2020 Target Date Retirement Fund
02630T811
Class R-3
Summary Prospectus
New World Fund
649280815
Class R-6
Summary Prospectus
American Mutual Fund
027681816
Class R-6
Summary Prospectus
2050 Target Date Retirement Fund
02630T373
Class R-6
Summary Prospectus
2045 Target Date Retirement Fund
02630T365
Class R-6
Summary Prospectus
2055 Target Date Retirement Fund
02630T217
Class R-6
Summary Prospectus
BlackRock
Health Sciences Opportunities Portfolio
091937540
INSTITUTIONAL
Summary Prospectus
Mid-Cap Growth Equity Portfolio
091928861
INSTITUTIONAL
Summary Prospectus
Event Driven Equity Fund
09250J734
Institutional
Summary Prospectus
Victory
Sycamore Established Value Fund
92646A427
Class R6
Summary Prospectus
American Funds
The Bond Fund of America
097873814
Class R-6
Summary Prospectus
American Balanced Fund
024071813
Class R-6
Summary Prospectus
Vanguard
Total Stock Market Index Fund Admiral Shares
922908728
Admiral Shares
Summary Prospectus
500 Index Fund Admiral Shares
922908710
Admiral Shares
Summary Prospectus
Cohen & Steers
Global Infrastructure Fund, Inc. Institutional Shares
19248B404
I
Summary Prospectus
Institutional Realty Shares, Inc.
19247U106
A
Summary Prospectus
American Funds
AMCAP Fund
023375819
Class R-6
Summary Prospectus
Dodge & Cox
International Stock Fund
256206103
Summary Prospectus
Fidelity
Blue Chip Growth Fund
316389303
Summary Prospectus
MFS
Emerging Markets Debt Fund
552746364
Class R6
Summary Prospectus
Federated
Institutional High Yield Bond Fund Institutional Shares
31420B300
Institutional Shares
Summary Prospectus
T. Rowe Price
Institutional Floating Rate Fund
77958B402
Institutional
Summary Prospectus
PIMCO
TRENDS Managed Futures Strategy Fund
72201U455
Institutional Class
Summary Prospectus
Columbia
Global Technology Growth Fund
19766M550
Institutional 2 Class
Summary Prospectus
American Funds
2060 Target Date Retirement Fund
02631C320
Class R-6
Summary Prospectus
Inflation Linked Bond Fund
02630D816
Class R-6
Summary Prospectus
Dimensional Funds
International Small Company Portfolio Institutional Shares
233203629
Institutional
Summary Prospectus
Emerging Markets Portfolio Institutional Shares
233203785
Institutional
Summary Prospectus
U.S. Targeted Value Portfolio Institutional Shares
233203595
Institutional
Summary Prospectus
DFA Inflation-Protected Securities Portfolio Institutional Shares
233203355
Institutional
Summary Prospectus
U.S. Small Cap Growth Portfolio
23320G273
Institutional Class
Summary Prospectus
International Large Cap Growth Portfolio
23320G265
Institutional Class
Summary Prospectus
DFA Short-Duration Real Return Portfolio
25239Y576
Institutional Class
Summary Prospectus
American Beacon
ARK Transformational Innovation Fund
024526105
Y Class
Summary Prospectus
American Funds
2065 Target Date Retirement Fund
02631V591
Class R6 Share
Summary Prospectus
Vanguard
Total International Stock Index Fund Admiral Shares
921909818
Admiral Shares
Summary Prospectus
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Mutual Fund, 529 Plan Share Class, and Out-of-State Information
The following information is offered as a reminder to those owners of applicable mutual fund or 529 college savings plan accounts.
Class A share purchases
are subject to an initial sales charge of a percentage of the offering price and may be subject to 12b-1 expense fees. Class A shares generally have lower annual distribution and service (12b-1) fees than other share classes and may offer a reduced sales charge through Rights of Accumulation (ROA) or a Letter of Intent (LOI). An LOI is a written promise to purchase a specific dollar amount of mutual fund shares over a period of time, usually 13 months. In exchange, the fund company applies a lower front-end sales charge to all purchases of A shares. ROA permit the pooling of assets invested in a fund family among individuals who are related to one another, qualifying them for reduced sales charges when the combined investment reaches a breakpoint.
Class B share purchases
are not subject to any initial sales charge or load. Purchases are subject to a declining surrender charge over a period of years and incur higher 12b-1 fees than A shares. Reduced sales charges available through ROA or LOI are not an option through B share purchases. Redemptions prior to expiration of the surrender period may be subject to a charge of a certain percentage known as a contingent deferred sales charge (CDSC) or surrender charge.
Class C share purchases
may not be subject to an initial sales charge, but on an ongoing basis will have higher 12b-1 expense fees and may be assessed a CDSC if redeemed within a specific period of time, usually within one to one-and-one-half years of purchase. Purchases of C shares in 529 plans will generally not be permitted by Commonwealth if the beneficiary’s investment time horizon is more than six years.
Out-of-State 529 Information
Depending upon the laws of the home state and the laws of the designated beneficiary’s state, favorable state tax treatment or other benefits offered by such home state for investing in 529 college savings plans may be available only if investment is made in the home state’s 529 college savings plan. Any state-based benefit offered with respect to a particular 529 college savings plan should be one of many appropriately weighted factors to be considered in making an investment decision. Consultation with a financial, tax, or other advisor to learn more about how state-based benefits (including any limitations) would apply to specific circumstances, and contacting a home state plan or any other 529 college savings plan to learn more about the features, benefits, and limitations of that state’s 529 college savings plan, may be considered.
Securities and insurance products offered may lose value, are
not
bank or credit union deposits,
not
FDIC-insured,
not
NCUA-insured,
not
NCUSIF-insured,
not
insured by any government agency, and
not
endorsed or guaranteed by Commonwealth Financial Network or your Registered Representative.
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