Company NameFund NameClassDocument Type
American Funds 2020 Target Date Retirement Fund 02630T316 Class R-6
Prospectus
2025 Target Date Retirement Fund 02630T324 Class R-6
Prospectus
2030 Target Date Retirement Fund 02630T332 Class R-6
Prospectus
2035 Target Date Retirement Fund 02630T340 Class R-6
Prospectus
2040 Target Date Retirement Fund 02630T357 Class R-6
Prospectus
2045 Target Date Retirement Fund 02630T365 Class R-6
Prospectus
2050 Target Date Retirement Fund 02630T373 Class R-6
Prospectus
2055 Target Date Retirement Fund 02630T217 Class R-6
Prospectus
2060 Target Date Retirement Fund 02631C320 Class R-6
Prospectus
Capital World Bond Fund 140541814 Class R-6
Prospectus
EuroPacific Growth Fund 298706821 R6
Prospectus
Inflation Linked Bond Fund 02630D816 Class R-6
Prospectus
The Growth Fund of America 399874817 Class R-6
Prospectus
Washington Mutual Investors Fund 939330817 R-6
Prospectus
BlackRock Low Duration Bond Portfolio Investor, Institutional and R Shares 091928283 INSTITUTIONAL SHARES
Prospectus
Dimensional Funds DFA Real Estate Securities Portfolio Institutional Shares 233203835 Institutional
Prospectus
International Small Company Portfolio Institutional Shares 233203629 Institutional
Prospectus
U.S. Targeted Value Portfolio Institutional Shares 233203595 Institutional
Prospectus
Eaton Vance Atlanta Capital SMID-Cap Fund 277902235 R6
Prospectus
Federated Institutional High Yield Bond Fund R6 Shares 31420B847 Class R6 Shares
Prospectus
Fidelity Total Bond Fund 31617K881
Prospectus
Franklin Templeton Templeton Foreign Fund 880196878 Class R6
Prospectus
Goldman Sachs Emerging Markets Debt Fund 38143H886 Institutional
Prospectus
Emerging Markets Equity Fund 38142B369 Institutional
Prospectus
Lord Abbett Floating Rate Fund 54401E754 Class R6
Prospectus
Robeco BP Long/Short Equity Fund Institutional Class 749255261 INSTITUTIONAL
Prospectus
T. Rowe Price Global Technology Fund 741494108 Investor
Prospectus
Vanguard 500 Index Fund Investor & Admiral Shares 922908710 Admiral Shares
Prospectus
Health Care Fund Investor & Admiral Shares 921908885 Admiral Shares
Prospectus
Mid-Cap Value Index Fund Investor & Admiral Shares 921937694 Admiral Shares
Prospectus
Total International Stock Index Fund Investor & Admiral Shares 921909818 Admiral Shares
Prospectus
Total Stock Market Index Fund Investor & Admiral Shares 922908728 Admiral Shares
Prospectus
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Mutual Fund, 529 Plan Share Class, and Out-of-State Information

The following information is offered as a reminder to those owners of applicable mutual fund or 529 college savings plan accounts.


Class A share purchases are subject to an initial sales charge of a percentage of the offering price and may be subject to 12b-1 expense fees. Class A shares generally have lower annual distribution and service (12b-1) fees than other share classes and may offer a reduced sales charge through Rights of Accumulation (ROA) or a Letter of Intent (LOI). An LOI is a written promise to purchase a specific dollar amount of mutual fund shares over a period of time, usually 13 months. In exchange, the fund company applies a lower front-end sales charge to all purchases of A shares. ROA permit the pooling of assets invested in a fund family among individuals who are related to one another, qualifying them for reduced sales charges when the combined investment reaches a breakpoint.

Class B share purchases are not subject to any initial sales charge or load. Purchases are subject to a declining surrender charge over a period of years and incur higher 12b-1 fees than A shares. Reduced sales charges available through ROA or LOI are not an option through B share purchases. Redemptions prior to expiration of the surrender period may be subject to a charge of a certain percentage known as a contingent deferred sales charge (CDSC) or surrender charge.

Class C share purchases may not be subject to an initial sales charge, but on an ongoing basis will have higher 12b-1 expense fees and may be assessed a CDSC if redeemed within a specific period of time, usually within one to one-and-one-half years of purchase. Purchases of C shares in 529 plans will generally not be permitted by Commonwealth if the beneficiary’s investment time horizon is more than six years.

Out-of-State 529 Information
Depending upon the laws of the home state and the laws of the designated beneficiary’s state, favorable state tax treatment or other benefits offered by such home state for investing in 529 college savings plans may be available only if investment is made in the home state’s 529 college savings plan. Any state-based benefit offered with respect to a particular 529 college savings plan should be one of many appropriately weighted factors to be considered in making an investment decision. Consultation with a financial, tax, or other advisor to learn more about how state-based benefits (including any limitations) would apply to specific circumstances, and contacting a home state plan or any other 529 college savings plan to learn more about the features, benefits, and limitations of that state’s 529 college savings plan, may be considered.

Securities and insurance products offered may lose value, are not bank or credit union deposits, not FDIC-insured, not NCUA-insured, not NCUSIF-insured, not insured by any government agency, and not endorsed or guaranteed by Commonwealth Financial Network or your Registered Representative.